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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENT ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Representative Example: If you borrow £20,000 over 20 years, initially on a fixed rate for 5 years at 5.99% and for the remaining 15 years on the Lender’s standard variable rate of 9.75%, you will make 60 monthly payments of £150.32 and 180 monthly payments of £188.82. The total amount of credit is £24,001.80 (this includes a Lender Fee of £995 and a Broker Fee of £998). The total repayable would be £44,001.80. The overall cost for comparison is 9.5% APRC representative. This means 51% or more of our clients receives this rate or better for this type of product. Your interest rate is determined by a number of factors, including the equity available in your property, your credit score and credit record and the amount of income you receive. We have previously arranged borrowing with rates from 4.2% to 34% APRC allowing us to help customers with a range of credit profiles. Lender fees may apply. Imagine Finance will also receive a commission from a lender. Lenders have a minimum term of 36 months to a maximum term of 360 months.

Imagine Finance is a trading style of Specialist Financial Services Limited registered in England and Wales, company number 05309450. Specialist Financial Services Limited’s registered office is 133 Canalot Studios, 200 Kensal Road, London W10 5BN. Specialist Financial Services Limited is a credit broker, not a lender. Specialist Financial Services Limited are a registered data processor and controller with the Information Commissioners Office under registration number Z9631996. See our privacy policy for more information about how we process your data. Specialist Financial Services Limited is authorised and regulated by the Financial Conduct Authority under registration 676853. Details of our FCA permissions can be found on the FCA register www.fca.org.uk.

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