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Complaints Procedure
Privacy Policy
Terms and Conditions
Email Disclaimer
Customer Charter
Cookie Policy

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENT ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Representative Example: Borrowing of £40,000, plus £595 lender fee, plus £3,000 broker fee, totalling £43,595, over 192 months on a 5-year fixed product with an initial borrowing rate of 9.2%, following a variable rate of 9.6%. There would be 60 monthly instalments of £434.49, following 132 monthly instalments of £442.52. Total amount payable £84,577.09, made up of: Mortgage Amount £40,000, Interest £40,887.09, Lender fee £595, Broker fee £3,000, Exit Fee £95. Overall cost for comparison purposes 11.4% APRC. Please be advised that any interest rate fluctuations, during the life of the mortgage contract, will affect the total amount repayable.

Your interest rate is determined by a number of factors, including the equity available in your property, your credit score and credit record and the amount of income you receive. Rates available from 6.2% to 34% APRC allowing us to help customers with a range of credit profiles. Lender fees usually apply. Specialist Hub will also receive a commission from a lender. Lenders have a minimum term of 36 months to a maximum term of 360 months.

All calls are recorded for training and compliance purposes. Imagine Finance is a trading style of Specialist Financial Services Limited registered in England and Wales, company number 05309450. Specialist Financial Services Limited’s registered office is 133 Canalot Studios, 200 Kensal Road, London W10 5BN. Specialist Financial Services Limited are a registered data processor and controller with the Information Commissioners Office under registration number Z9631996. See our privacy policy for more information about how we process your data. Specialist Financial Services Limited is authorised and regulated by the Financial Conduct Authority under registration 676853. Details of our FCA permissions can be found on the FCA register www.fca.org.uk.

Specialist Financial Services Limited is a credit broker, not a lender.

Imagine Finance ® is a registered trademark of Specialist Financial Services Limited. Reproduction of this website in whole or in part without permission is prohibited.