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Raise funds quickly with a short-term bridging loan from Imagine Finance.

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How it works

Bridging finance is designed as a short-term loan, available fast. 

It can ‘bridge the gap’ when you need to act quickly and you will shortly have the funds to pay it back.

Key details

At Imagine Finance, we are bridging loan specialists. You can rely on us for fast bridging finance at competitive rates.   

  • Funds available in as little as 24 hours
  • Bridging finance plans open to you, regardless of your credit history
  • Residential bridging loans from £25,000
  • Loans available for any purpose, whether it’s a property purchase, property development, credit repair or raising funds to pay a tax bill
  • We compare the market to ensure you are offered the best product available
  • Rates start from just 0.64% per month, with loan terms of between one and 12 months

What is bridging finance?

Bridging finance is a type of temporary loan that’s designed to tide you over for a short time before your funds become available. This can be useful if things need to move fast; for example, to stop a chain from falling through, or to purchase a property at auction. 

How does bridging finance work?

  • Borrowers typically use equity from their existing property to secure bridging finance
  • Instead of an annual percentage rate, the interest on a bridging loan is charged monthly (because bridging loans are repaid over months rather than years)
  • Bridging finance is usually more expensive than a mortgage, so it is important to secure the best possible interest rate
  • Bridging loans can be repaid on a fixed repayment basis (closed bridging loans) or with no fixed repayment date (open bridging loans)

How we can support you

  • At Imagine Finance, we’ll help you to secure the best product for your circumstances
  • We know how important it is to move fast to obtain funds, so we act quickly to make your money available when you need it
  • We offer short term finance for between one and 12 months
  • Rates start at just 0.64% per month
  • Loans are available at up to 80% of the property value. With additional security, up to 100% is available

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Professional, very helpful and friendly customer service

Mrs Summers

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Contact

Tel: 0800 710 1777

Address:
Audley House
Northbridge Road
Berkhamsted
HP4 1EH

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. For help, go to www.moneyhelper.co.uk

We are a broker, not a lender, and will search thousands of products from hundreds of lenders to find the best product for you.

We recommend that you seek independent legal advice before entering into a mortgage contract.

Loans and mortgages are secured on property. The actual rate and fees charged will depend upon your circumstances. Lender fees may apply. Imagine Finance may receive a commission from the lender once you obtain your loan or mortgage. Our fees depend on the product we offer and are shown on the pages of this website.

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Specialist Financial Services Limited is authorised and regulated by the Financial Conduct Authority, our firm reference number is 676853. You can check our authorisation here. The FCA does not regulate lending to Limited Companies or LLPs, and some lending to consumers on investment property. Specialist Financial Services Limited is a registered data processor and controller with the Information Commissioners Office. Our registration number Z9631996. Please see our privacy policy for more information about how we process your data.

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